What to Do If a Tree Falls on Your Roof

Knowing how to respond when disaster strikes can be difficult–especially when you’re trying to manage a home or take care of a family. For homeowners, few things are as immediately detrimental to the structure and security of their home as is a falling tree. When a tree falls on your house it can damage the roof, walls, and even the interior, pulling down powerlines and large limbs in the process. 

The best thing you can do is prepare ahead of time and know what to do if a tree falls on your roof. 

First, call 911. 

911 is reserved for emergency services. Due to the nature of a falling tree and the possible complications that can lead to fires or electrical problems, it’s best to call right away. First responders can help you assess the situation and prevent any damage or danger due to downed power lines. If you smell smoke or any strange odors, get yourself and your family out of the house. 

Second, prevent further damage. 

You may not be able to do the full extent of necessary repairs yourself, but you can take steps to ensure that a bad situation doesn’t get worse. If windows and doors have been damaged, call a reputable contractor and have them tarp and board up any gaps in the exterior. If your roof has been severely damaged, get a tarp spread over any holes. This will save you heartache–and money–down the road. 

Third, start your homeowner’s insurance claim process. 

Collect accurate documentation of the damages you sustained. Take photos and keep written notes about any damage you find. Instead of climbing on the roof to take photos yourself, ask your contractor or roofer to do it while inspecting the roof for damage. Either consult with two or three contractors or with your insurance claims adjustor to set the budget necessary to complete the repairs. 

Fourth, oversee the repairs and make payments. 

More than likely you’ll have some sort of financial obligation or deductible. Keep track of any expenses you incur and only submit the final payment to your contractor when the job is complete. It’s normal for a contractor to ask for partial payment on the front end, especially to cover the costs of materials, but the balance of the labor cost should be paid later on. If you have extensive roof damage, it’s best to work with a roofing professional specifically to get the job done right. 

Timeless Roofing Solutions can help you inspect, assess, and repair damages due to falling trees. We pride ourselves on providing incredible, reliable service with integrity. 

Call today to schedule your inspection!